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If you have been the victim of identity theft, you know the difficulties that can come from this process of trying to prove who you are and what you actually owe. The last thing you want to happen is for fraud to cripple you again. But what payment alternatives can help prevent credit fraud? What…

The world is fast moving towards a digital transformation in which most transactions happen online, on a smartphone, and in the blink of an eye, including bank-related transactions. This opens the door to identity theft. Suppose you are one of the many people embracing this technology (and most of us are). In that case, it…

You have rights when borrowing money, investing, or using your bank account. These laws protect you from discrimination, ensuring that you have the same ability and access to funds as anyone else. That does not always happen, though. A good starting point is to explain your Equal Credit Opportunity Act rights and what they mean…

While we used to put money in and take money out of our bank accounts with a real live human at the bank, things have changed almost completely with electronic banking. The convenience of being able to bank when you want and where you want has made driving up to your bank’s drive-thru window much…

Most people try to avoid bankruptcy, fearing the worst if it is unavoidable. Recent statistics show the filing of close to 400,000 non-business bankruptcies in the U.S., so this is not an uncommon practice. If you are sinking into debt and see no feasible way out, consulting a Florida debt defense lawyer is the first…