The ‘No Surprises Act’ – What Does it Mean for Consumers?

Historically, America has struggled with its healthcare system. With more and more patients finding it difficult to navigate every aspect of current American healthcare institutions, new legislation has slowly been introduced by state and federal lawmakers to protect consumers. This is where the “No Surprises Act” steps in. Call or email a Florida consumer protection lawyer from Sharmin & Sharmin P.A. today to learn more about the financial rights afforded to you in the American healthcare system.

How the No Surprises Act Came to Be

A common issue in Florida and the United States as a whole is medical bills. Approximately one in ten American adults owe medical debt. Out of those individuals, a whopping 3 million owe more than $10,000. There is no question that healthcare costs are a serious problem. This debt restricts the economy from growth and ultimately leaves people wondering if they will be able to afford the next round of rent and groceries.

Many of these come by surprise as well, as someone may not expect to pay gross amounts of money for something as simple as a bandaid or ibuprofen. Furthermore, emergencies, delayed billings, and miscommunication between facility and patient are all examples of ways people become unexpectedly saddled with a mountain of medical debt. 

The Legislation – Strengthening FL Patients’ Rights

It is for these very reasons that the legislature has introduced the No Surprises Act, a bill made to protect consumers from surprise billing. Whether it be out-of-network costs or emergency transportation, the No Surprises Act mobilizes citizens’ rights in order to avoid enormous amounts of money being given to healthcare facilities and prevent indebtedness. 

• Under the No Surprises Act of 2022, individuals who have received care can dispute a bill if they feel there is an issue with the charges. 
• Among the list of new consumer protections, those without health insurance can receive good faith estimates to determine how much they will be billed before being seen. 
• Further limitations are placed on out-of-network billing that exploits people with certain health insurance companies by establishing an Independent Dispute Resolution (IDR) process.

While consumers are able to utilize a variety of these changes to their advantage, it is heavily recommended to enlist the aid of an experienced attorney. Failure to do so may result in a jeopardized case in which someone is further exploited or left lacking in the full compensation they deserve.

Sharmin & Sharmin, Protecting Consumers from Exorbitant Medical Costs for Years

As the country is saddled with debt that restricts the economy and ruins the livelihoods of everyday Floridians, legislative mechanisms are needed to prevent further damage. With the introduction of the No Surprises Act of 2022, Florida consumer protection attorneys are able to take the reins and help those indebted to healthcare institutions. Call one of our lawyers today by reaching out to us via online contact form or calling us at 1-844-Sharmin. Sharmin & Sharmin P.A. offers free consultations and decades of trial experience.